Document Required

There are plenty of documents required for bank to approve a loan to you.


1. Identity Document
- NRIC Copy or passport for foreigner (must be clear and clean)
- Working permit (if any for foreigner)

2. Income Document
- Latest Form B or BE submitted to Income Tax Department (together with receipt for Baki Cukai Kena Dibayar, if any)
- Form EA from your employer (if employed)
- Bank statement or bank passbook showing the salary credited (for latest 3 months)
- EPF Statement (if available, to speed up the process)

3. Property Document
- Property booking receipt or
- Sale and purchase agreement / Title copy

4. Other document
- Letter Offer from existing bank (for refinancing case)
- Latest 6 months housing loan statement (for refinancing case)

Subject to assessment, some bank may request letter from company certify that you are employed by them etc.