If you have a loan applied more than 5 years ago... it is time to refinance it.
Why?
1. Capitalising your asset. Grow your wealth. Release part of the equity, refinance it at low cost, reinvest it to buy another property or investment;
2. Get better rate NOW! Save interest;
3. Reducing the installment by extending the term / lower rate;
4. Get a better package, home loan is more flexible now than those 5 years ago.
You either SAVE or EARN MORE by refinancing your property.
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